A Leading NBFC
This job has been closed. You will find bellow the job description as a reminder. It is not possible to apply anymore.
A Leading NBFC
Identify and highlight credit risk pertaining to the dealers financed. Implement wholesale credit risk
guidelines while evaluating proposals for wholesale credit to maintain a healthy
credit portfolio, ensure adherence to other risk related policies and protect the company's interest in line with risk
committee guidelines and India business strategy.
Key accountabilities of the function
For new and existing dealers, evaluate financial documents, business plans, facilities and leverage from
other banks. Prepare credit review report for the dealer and put up to Supervisor. Support supervisor in
discussion with National Sales Company on dealer credibility during the dealer selection process for company
wholesale finance and for commercial business, discuss new and existing dealers with
Periodic review of cash flow reports from the dealers, identify & highlight the issues related to liquidity
deficit / surplus to the Credit Committee for action.
Handing the weak dealers and updating the management on the same.
Collaborating/ partnering with the weak dealers enabling him to come out of the stress situation.
Quarterly/ periodic review of the interim financials/ visits to the weak dealers.
Evaluate, review and propose modifications to the draft wholesale credit risk guidelines covering collateral
specifications, provisioning policy, terms of reference, dealer scorecards, etc.
Ensuring accurate and timely Monthly/Quarterly/annual risk reporting to the company Headquarters for various
Prepare Credit Risk System reports. Submit the reports accordingly.
Prepare information for local regulators as per requirement.
Prepare monthly net exposure & Credit Risk System reports. Submit the reports accordingly.
Be aware of market practices with respect to Commercial finance lending (Inventory funding, Working
Capital etc.) and share the best practices.
Handling the Internal Audit, Statutory Audit and the Head Quarter audit.
Impact on innovations and changes
Periodically conduct file / application checks; interpret stakeholder feedback & market information, etc. to
identify the credit risk at an early stage.
Put forward back up provisioning proposals for dealer wise on a monthly basis.
Purpose and subject of the interaction/communication with internal/external interfaces, negotiating
Present proposals to Local/ Regional Credit committee as per requirement and for approvals.
Interact with local banks and financers for understanding the market dynamics.
Liaison with internal auditors and HQ for meeting reporting requirements.
Coordinate with external vendors for purposes like valuation, ROC search, legal search etc.
Interact with internal departments for reporting purposes
Educational Background / Professional Knowledge and Experience / Other Skills
The candidate must be a qualified Chartered Accountant or MBA (finance)
Minimum 3 – 5 years of experience in the credit industry
Additional skills: special skills / technical ability etc.
Analytical ability and problem solving
Eye for detail
Good Interpersonal and communication skills
Positive attitude with common sense approach
A leading electronics manufacturer company-(Bangalore/Gurgaon) Responsibilities and Duties: • Per...
Job Opportunity With leading Market Research Company Job Description About Company: Global Operat...
A leading American multinational financial services corporation- Pune Job Title Senior Software E...
A leading American multinational financial services corporation American multinational financial ...
Leading product based company looking for Support Engineer to join there team in Pune location Th...
A leading technology services company 10 Years of Experience in Test Automation with JAVA and Sel...
An industry-leading global manufacturer-Bengaluru Company Description: Position summary: The DCI-...
It is one of the leading manufacturer of knitted apparel, including hosiery in the country The pe...
A leading Semi -Conductor equipment company is looking for QA in Bangalore Eligibility Criteria: ...
Opportunity with a US bases Product Company which deals in Electrical & Electronics Manufacturing...
A leading financial service company(Gurgaon) Essential skills Technical A minimum of 4-6 years(SA...